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How to watch Super Netball 2024: live stream online – plus Team Girls Cup coverage

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There was to be no fairytale rescue act for Collingwood Magpies, who have officially gone under, but they’ve been replaced for the 2024 Super Netball season by Melbourne Mavericks, led by celebrated head coach Tracey Neville. We’ll get to see them in action for the first time at the Team Girls Cup. Here’s where to watch Super Netball live streams online for FREE – from anywhere, including the pre-season tournament. 

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If there’s one thing we’ve learned from the Team Girls Cup, it’s that you don’t want to win it – but you want to come close. By some quirk of fate, West Coast Fever were runners-up in the inaugural pre-season tournament and came second in the ladder, but won the premiership. Adelaide Thunderbirds trod exactly the same path last season.

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Entertainment

Peacock’s 2024 Paris Olympics coverage includes enhanced multiview options

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The 2024 Summer Olympics are just 128 days away. They’ll be here before you know it, so what better time to learn about all the groovy features that the Games’ streaming home, Peacock, has lined up?

The platform will host more than 5,000 hours of live coverage across the two weeks, including each of the 329 medal events. That’s far more than anyone could possibly watch during the Games, so to help you keep track of several events at once, Peacock is offering several multiview options. On TVs, tablets and desktop browsers (but not phones, sadly), you’ll be able to watch four matches at the same time in sports such as track and field, soccer and wrestling in a traditional multiview format.

A mode called Peacock Discovery Multiview aims to direct you to the most important events. Here, you’ll see on-screen descriptions telling you what’s at stake (such as whether there’s an elimination risk or if it’s a medal event) or if you’re watching a first-time Olympian. In both multiview modes, you can move the screens around, choose the audio track you want to listen to and click through to watch an event in full screen. Peacock will offer you up to four multiview options at any given time.

A sample of the Peacock Live Actions feature. During live coverage, Peacock Live Actions will allow fans to choose to continue watching the live feed of a specific event instead of staying with whip-around coverage. Peacock Live Actions will also allow viewers watching the NBC Primetime simulcast to add upcoming events to their “My Stuff” list to watch later.A sample of the Peacock Live Actions feature. During live coverage, Peacock Live Actions will allow fans to choose to continue watching the live feed of a specific event instead of staying with whip-around coverage. Peacock Live Actions will also allow viewers watching the NBC Primetime simulcast to add upcoming events to their “My Stuff” list to watch later.

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Another key new feature is called Peacock Live Actions. The idea here is to help you follow the events you’re most interested in. So, if you’re really enjoying a live gymnastics session but the whip-around coverage on the Gold Show broadcast is about to switch over to weightlifting or something, you can hit a button to keep watching the action on the parallel bars. Peacock says the feature will also allow those watching the NBC primetime simulcast to add events to their My Stuff list to watch later.

Elsewhere, you’ll be able to browse through the coverage by sport and check out an interactive schedule. The Catch Up with Key Plays tool will be available for basketball and golf on top of soccer. And along with up-to-date medal standings, you’ll be able to search for your favorite athletes. This will bring you to live events and replays including your favorite competitor, regardless of whether they’re competing individually or as part of a team.

While the Olympics don’t start for another few months, you can subscribe to Peacock now. If you do so and opt for an annual plan, you’ll get 12 months of access for the price of 10.

This article contains affiliate links; if you click such a link and make a purchase, we may earn a commission.

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News

Non-Owned vs. Hired Auto Coverage: What Are the Differences?

Did you know that, on average, six million motor vehicle crashes occur yearly in the United States? These incidents result in at least three million people sustaining injuries. Nearly three in four collisions also cause property damage.

All that makes having auto insurance necessary if you use vehicles for your business. Without it, you can face high costs, even litigation, if you or your employees cause a car crash.

The types of car insurance you need depend on who owns the vehicles you use for your business. You may need non-owned or hired auto coverage if your company borrows or rents cars or trucks.

This guide discusses both types of coverage, what sets them apart, and which one you should get, so read on.

What Is Non-Owned Coverage?

Non-owned auto coverage is for vehicles your company doesn’t own, lease, or hire. An example is a personal car one of your employees owns and uses for your business.

Non-owned auto insurance provides liability coverage. It kicks in if the vehicle you don’t own but use for business gets involved in an accident.

For example, an employee uses their car to drive and meet your business’s clients. Along the way, they accidentally rear-ended another vehicle.

Non-owned insurance can help cover the damages sustained by the other vehicle. It can also help pay for the other driver’s medical costs.

However, your employee must exhaust the limits of their auto coverage first. Only after this will the benefits of a non-owned insurance policy kick in.

Non-owned insurance also often provides coverage for litigation costs. For example, the owner of the vehicle your employee crashed into decides to sue your business. In this case, your coverage can help pay for your company’s legal costs.

What About Hired Auto Coverage?

Does your business hire, lease, or rent cars or trucks? If so, you need a hired auto insurance policy. It can cover you or your employees who may get involved in an accident while driving such vehicles.

Suppose you’re driving a rental and crash into another person’s vehicle. This led to the other car sustaining damage or the other driver getting injured.

If you have hired auto coverage, it can pay for the other person’s medical expenses. Likewise, it can help pay for the needed repairs to the other party’s vehicle. It can also cover your company’s legal costs if the other driver sues your business.

Please note that you can only get this auto insurance for vehicles you hire, lease, or rent from a third party. You can’t do the same for those owned by employees, business partners, or family members.

What Sets the Two Apart?

The primary difference between the two has something to do with who owns the vehicles they cover.

Non-owned auto coverage is for vehicles your business uses but doesn’t own, rent, or lease. These include cars your employees own and use to perform jobs for you. The same applies to cars or trucks you borrow from family members or friends to conduct work.

Hired auto coverage is for cars or trucks your company rents or leases and uses for business. In this case, their owner is a third party, such as a vehicle rental company.

When Should You Get Which?

Most insurers bundle hired and non-owned auto (HNOA) insurance policies together. This is your best bet if your company uses rental cars and your employees also use their vehicles for work. Typically, these bundles come with discounts or lower insurance rates.

However, you can buy hired auto coverage separately from non-owned auto insurance. You can opt for this route if your business has no employees who use a car to conduct work. You can also do the same if your company only uses rental or leased vehicles.

What Do HNOA Policies Exclude?

Please be careful not to confuse non-owner car insurance with non-owned coverage. Non-owner policies are for those who don’t own a car but often drive borrowed or rented vehicles. It covers the policyholder and the car’s owner in case of an accident.

Neither non-owned nor hired auto insurance provides coverage for the policyholder. They don’t cover you, your employees, or the non-owned, rented, or leased vehicles you or your workers use.

Let’s say one of your employees crashes their car while on the way to perform a work errand. In this case, your non-owned auto coverage won’t pay for the following:

  • The property damage sustained by your employee’s car
  • Your employees’ medical bills if they got hurt in the crash

Also, remember that hired or non-owned auto policies only apply to work-related incidents. So, if you get into a crash while using a rental for personal reasons, your hired auto coverage won’t kick in. A non-owned policy won’t cover an employee who uses their car for personal reasons, either.

Hired and non-owned auto policies also have strict rules regarding negligence. They typically don’t provide coverage for crashes due to:

  • Driving while under the influence of drugs or alcohol
  • Vehicle defects caused by a lack of maintenance
  • Substandard driver record

So, if you or your employees meet any of those, expect your policy not to provide coverage.

What Policies Cover What HNOA Insurance Doesn’t?

Collision and comprehensive coverage can help cover damage to non-owned vehicles. They can help with the costs of fixing or replacing the insured car.

Worker’s compensation covers injuries sustained by employees at work. FYI, over 2 million non-fatal job injuries occurred in the U.S. in 2021 alone.

Many of those job-related injuries result from motor vehicle collisions.

Fortunately, worker’s comp applies to such incidents. As long as the injured employee was on the job while driving, it should kick in.

Never Go Without Proper, Adequate Insurance

Remember: You need non-owned insurance if your business uses a vehicle it doesn’t own, rent, or lease. Conversely, you need hired auto coverage if your company rents or leases cars or trucks.

Regardless of which you need, please purchase them ASAP. Otherwise, you’re at risk of liabilities if you or your employees get into a crash in a non-owned or hired car.

Ready for more helpful articles like this? Then check out our recent business and finance guides!

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News

Importance of Stop Gap Employers Liability Coverage

Employee safety is a crucial aspect of any workplace. While most employers provide a safe environment to work in, some accidents can happen that are not preventable. As an employer, having a policy protects you if your employee is injured at work and decides to sue you. The stop gap employer’s liability coverage comes in handy in such situations. Let’s understand the meaning of stop gap employer’s liability coverage before we get into its importance.

What Is Stop Gap Employers Liability Coverage?

Stop gap employers liability coverage is a policy designed to help if your employee gets a work-related injury or illness and sues you. Its design helps fill the gaps in traditional workers’ coverage and provides you, the employer, additional protection.  Stop gap employers liability coverage is required in monopolistic states where workers’ compensation policies don’t include employers liability insurance. This policy can help pay for medical expenses, lost wages, and other related expenses. If you, as the employer, don’t have stop gap employer’s liability coverage, you will pay for these expenses out of your pocket.

The Importance of Stop Gap Employers Liability Coverage

Now that you understand the stop gap employer’s liability coverage, let’s look at the importance of this type of insurance.

Protection from Employee Lawsuits

Generally, a worker’s compensation policy prevents your employee from suing you for workplace injuries. However, you may not be fully insulated from lawsuits from these employees. That’s where a stop gap employer’s liability coverage comes in, providing an extra layer of protection when an employee sues you.

Coverage for Out-of-State Operations

Does your business operate in multiple states? If yes, it’s important to note that workers compensation laws may vary. A stop gap employer’s liability coverage ensures you’re well protected regardless of the state your employee is working in.

Filling Gaps in Workers’ Compensation

As mentioned earlier, stop gap employer liability coverage can help bridge gaps in workers compensation insurance. This ensures your employees receive the necessary compensation for any injuries or illnesses arising from the working environment.

Coverage for Temporary Employees

The stop gap employers liability coverage is important if you frequently hire temporary or contract workers. It not only ensures the workers are fully covered but also protects you against lawsuits from them in the event of injuries sustained at the workplace.

You Can Have Peace of Mind

As an employer, you’re responsible for ensuring your employees work in a safe environment. It’s also vital to keep measures for full compensation in place if they ever sustain work-related injuries. The stop gap employer liability coverage gives you peace of mind knowing your employees are covered. You’ll also not have to worry about legal cases that can arise from not having this insurance in place.

Take Away

Stop gap employer liability coverage is important for any business owner, as it protects you against lawsuits from employees and fills gaps in workers compensation. It also covers temporary employees and protects your financial stability. As a result, you can have peace of mind and concentrate on one crucial task: running your business.