As part of the changes introduced in Europe in iOS 17.4, Apple gave third-party payment apps and banks direct access to the NFC chip, allowing for non-Apple Pay tap-to-pay payment options. The European Commission is set to approve Apple’s plan to open up tap-and-go mobile payments “as soon as next month,” according to Reuters.


With NFC access, banks and third-party payment apps can offer contactless payments directly on the iPhone without having to use the Wallet app or Apple Pay. This feature is available in the European Economic Area, and it lets EU users set a default non-Apple wallet app and default contactless payment provider that activates at tap-to-pay terminals or when the ‌iPhone‌’s side button is pressed twice.

The European Economic Area (EEA) is the only area where Apple has opened up NFC access, and developers in other countries cannot access the ‌iPhone‌’s NFC chip for tap-to-pay purposes. Customers will be able to use NFC-enabled apps from their banks and other payment providers with no involvement from Apple.

Apple has long limited the NFC chip in the ‌iPhone‌ and other Apple devices to ‌Apple Pay‌ payments, which has prevented banks and other financial services from providing their customers with direct contactless payment solutions on the ‌iPhone‌.

Apple first announced plans to open NFC payment technology to third-party developers in Europe in January, and Apple made the change in order to address antitrust charges it was facing from the European Commission (EC). The EC has accused Apple of limiting competition by preventing rival mobile wallets from accessing the NFC chip, and Apple’s decision to open it up will prevent fines and other penalties.

See also  The Buccaneers Season 2 confirmed by Apple

Popular Stories

Delta Game Emulator Now Available From App Store on iPhone

Game emulator apps have come and gone since Apple announced App Store support for them on April 5, but now popular game emulator Delta from developer Riley Testut is available for download. Testut is known as the developer behind GBA4iOS, an open-source emulator that was available for a brief time more than a decade ago. GBA4iOS led to Delta, an emulator that has been available outside of…

NES Emulator for iPhone and iPad Now Available on App Store [Removed]

The first approved Nintendo Entertainment System (NES) emulator for the iPhone and iPad was made available on the App Store today following Apple’s rule change. The emulator is called Bimmy, and it was developed by Tom Salvo. On the App Store, Bimmy is described as a tool for testing and playing public domain/”homebrew” games created for the NES, but the app allows you to load ROMs for any…

All iPhone 16 Models to Feature Action Button, But Usefulness Debated

Last September, Apple’s iPhone 15 Pro models debuted with a new customizable Action button, offering faster access to a handful of functions, as well as the ability to assign Shortcuts. Apple is poised to include the feature on all upcoming iPhone 16 models, so we asked iPhone 15 Pro users what their experience has been with the additional button so far. The Action button replaces the switch …

iOS 18 Will Add These New Features to Your iPhone

iOS 18 is expected to be the “biggest” update in the iPhone’s history. Below, we recap rumored features and changes for the iPhone. iOS 18 is rumored to include new generative AI features for Siri and many apps, and Apple plans to add RCS support to the Messages app for an improved texting experience between iPhones and Android devices. The update is also expected to introduce a more…